{"id":469,"date":"2025-02-20T12:15:19","date_gmt":"2025-02-20T12:15:19","guid":{"rendered":"https:\/\/efsfinancialsolutions.com\/%d9%86%d8%a8%d8%b0%d8%a9-%d8%b9%d9%86%d8%a7\/"},"modified":"2025-03-13T13:27:49","modified_gmt":"2025-03-13T13:27:49","slug":"%d9%86%d8%a8%d8%b0%d8%a9-%d8%b9%d9%86%d8%a7","status":"publish","type":"page","link":"https:\/\/efsfinancialsolutions.com\/ar\/%d9%86%d8%a8%d8%b0%d8%a9-%d8%b9%d9%86%d8%a7\/","title":{"rendered":"\u0646\u0628\u0630\u0629 \u0639\u0646\u0627"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"469\" class=\"elementor elementor-469\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54be4c4e elementor-section-height-min-height elementor-section-items-stretch elementor-section-full_width elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"54be4c4e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3065d037\" data-id=\"3065d037\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7a2204b4 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"7a2204b4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-594cd707\" data-id=\"594cd707\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-925db7e elementor-widget elementor-widget-heading\" data-id=\"925db7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0645\u0642\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0629<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21de5104 elementor-widget elementor-widget-text-editor\" data-id=\"21de5104\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u062a\u0623\u0633\u0633\u062a \u0634\u0631\u0643\u0629 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 &#8220;EFS&#8221; \u0641\u064a \u0623\u0628\u0631\u064a\u0644 2020 \u0628\u062f\u0639\u0645 \u0645\u0646 \u062b\u0644\u0627\u062b \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0647\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a (85%) \u0648\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a (11%) \u0648\u0628\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u0648\u0645\u064a (4%)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-7e5c0f2 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"7e5c0f2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1a06d4 elementor-widget elementor-widget-heading\" data-id=\"d1a06d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3189a4 elementor-widget elementor-widget-text-editor\" data-id=\"c3189a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u064a\u062a\u0643\u0648\u0646 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \u0625\u064a \u0625\u0641 \u0625\u0633 \u0645\u0646 \u0623\u0639\u0636\u0627\u0621 \u064a\u0645\u062b\u0644\u0648\u0646 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646\u060c \u0648\u0647\u0645 \u0625\u064a \u0628\u0646\u0643\u060c \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a\u060c \u0648\u0628\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u0648\u0645\u064a\u060c \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0623\u0639\u0636\u0627\u0621 \u0645\u0633\u062a\u0642\u0644\u064a\u0646 \u0645\u0646 \u0630\u0648\u064a \u0627\u0644\u062e\u0628\u0631\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d45b1c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8d45b1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f11141f elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"1f11141f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7acea916\" data-id=\"7acea916\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3851e734 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"3851e734\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7c37e951\" data-id=\"7c37e951\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61ff4c12 elementor-cta--skin-cover elementor-widget elementor-widget-call-to-action\" data-id=\"61ff4c12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/efsfinancialsolutions.com\/wp-content\/uploads\/2025\/03\/mission-goals-target-aspirations-motivation-strategy-concept-scaled.jpg);\" role=\"img\" aria-label=\"Mission Goals Target Aspirations Motivation Strategy Concept\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t\u0627\u0646\u0642\u0631 \u0647\u0646\u0627\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-44f5ff3d\" data-id=\"44f5ff3d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79005041 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"79005041\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0645\u0647\u0645\u0629<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-659dec12 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"659dec12\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0645\u0635\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u062d\u0644\u0648\u0644 \u0627\u0644\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0645 \u0627\u0644\u0645\u0631\u0646\u0629 \u0648\u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629\u060c \u0645\u0645\u0627 \u064a\u0645\u0643\u0646\u0647\u0627 \u0645\u0646 \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0627\u0632\u062f\u0647\u0627\u0631 \u0641\u064a \u0628\u064a\u0626\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u062e\u0636\u0631\u0627\u0621 \u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629.<\/p><p>\u062a\u0644\u062a\u0632\u0645 EFS \u0628\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629,<\/p><p>\u062e\u062f\u0645\u0629 \u0645\u062e\u0635\u0635\u0629\u060c \u0648\u0634\u0631\u0627\u0643\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0627\u0644\u0642\u064a\u0645\u0629 \u062a\u0633\u0627\u0639\u062f \u0639\u0645\u0644\u0627\u0621\u0646\u0627 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0625\u0645\u0643\u0627\u0646\u0627\u062a\u0647\u0645 \u0627\u0644\u0643\u0627\u0645\u0644\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-236d8c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"236d8c4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b700170\" data-id=\"b700170\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5c7a78 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c5c7a78\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0631\u0624\u064a\u0629<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b15bfb8 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"b15bfb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u0623\u0646 \u0646\u0643\u0648\u0646 \u0627\u0644\u0645\u0632\u0648\u062f \u0627\u0644\u0631\u0627\u0626\u062f \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0645 \u0641\u064a \u0645\u0635\u0631,<\/p><p>\u0645\u0639\u0631\u0648\u0641\u0648\u0646 \u0628\u0645\u0635\u062f\u0627\u0642\u064a\u062a\u0646\u0627 \u0648\u0646\u0647\u062c\u0646\u0627 \u0627\u0644\u0630\u064a \u064a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0645\u0633\u0627\u0647\u0645\u062a\u0646\u0627 \u0641\u064a \u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0645\u0635\u0631\u064a.<\/p><p>\u062a\u0633\u0639\u0649 EFS \u062c\u0627\u0647\u062f\u0629\u064b \u0644\u062a\u0643\u0648\u0646 \u062d\u0627\u0641\u0632\u0627\u064b \u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062d\u0644\u0648\u0644 \u0645\u0627\u0644\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u0627\u064b \u0644\u062f\u0641\u0639 \u0639\u062c\u0644\u0629 \u0627\u0644\u062a\u0642\u062f\u0645 \u0648\u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u062d\u062c\u0627\u0645.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a6b7475\" data-id=\"a6b7475\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2396594 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"2396594\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e5c498c\" data-id=\"e5c498c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c2345f elementor-cta--skin-cover elementor-widget elementor-widget-call-to-action\" data-id=\"4c2345f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/efsfinancialsolutions.com\/wp-content\/uploads\/2025\/03\/elevated-view-businesspeople-analyzing-graph-desk-1024x1024.jpg);\" role=\"img\" aria-label=\"elevated-view-businesspeople-analyzing-graph-desk\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t\u0627\u0646\u0642\u0631 \u0647\u0646\u0627\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-af2334a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"af2334a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f24602b elementor-widget elementor-widget-heading\" data-id=\"f24602b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0642\u064a\u0645<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69493b78 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"69493b78\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-204a7170\" data-id=\"204a7170\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3fa48196 elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"3fa48196\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0627\u0644\u0646\u0632\u0627\u0647\u0629\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062a\u0644\u062a\u0632\u0645 EFS \u0628\u0623\u0639\u0644\u0649 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0646\u0632\u0627\u0647\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0646\u0627.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b982ec3\" data-id=\"b982ec3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8b08a9 elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"c8b08a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062a\u0642\u0639 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0639\u0645\u0644\u0627\u0626\u0646\u0627 \u0641\u064a \u0635\u0645\u064a\u0645 \u0643\u0644 \u0645\u0627 \u0646\u0642\u0648\u0645 \u0628\u0647\u060c \u0648\u0646\u062d\u0646 \u0645\u0644\u062a\u0632\u0645\u0648\u0646 \u0628\u062a\u0642\u062f\u064a\u0645 \u062d\u0644\u0648\u0644 \u0645\u0627\u0644\u064a\u0629 \u0645\u062e\u0635\u0635\u0629 \u0644\u062a\u0645\u0643\u064a\u0646\u0647\u0645\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ee19af8\" data-id=\"ee19af8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b423f15 elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"b423f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062a\u0639\u0645\u0644 EFS \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0639\u0644\u0649 \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0648\u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0648\u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0645\u0634\u0647\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2e8cc1 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"b2e8cc1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-2ea8ded\" data-id=\"2ea8ded\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f29d94 elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"3f29d94\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0627\u0644\u062a\u0645\u064a\u0632\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062a\u0633\u0639\u0649 EFS \u0625\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0645\u064a\u0632 \u0641\u064a \u0643\u0644 \u062c\u0627\u0646\u0628 \u0645\u0646 \u062c\u0648\u0627\u0646\u0628 \u0639\u0645\u0644\u064a\u0627\u062a\u0646\u0627\u060c \u0628\u062f\u0621\u0627\u064b \u0645\u0646 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0625\u0644\u0649 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0628\u0645\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u062c\u0648\u062f\u0629 \u0648\u0627\u0644\u0645\u0648\u062b\u0648\u0642\u064a\u0629.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-70cb0ec\" data-id=\"70cb0ec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecc8945 elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"ecc8945\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0627\u0644\u0634\u0631\u0627\u0643\u0629\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062a\u0624\u0645\u0646 EFS \u0628\u0628\u0646\u0627\u0621 \u0639\u0644\u0627\u0642\u0627\u062a \u0642\u0648\u064a\u0629 \u0648\u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u0645\u062f \u0645\u0639 \u0639\u0645\u0644\u0627\u0626\u0646\u0627\u060c \u0648\u062f\u0639\u0645 \u0646\u0645\u0648\u0647\u0645 \u0648\u0646\u062c\u0627\u062d\u0647\u0645 \u0643\u0634\u0631\u0643\u0627\u0621 \u0645\u0648\u062b\u0648\u0642 \u0628\u0647\u0645\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-539260e\" data-id=\"539260e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fdb4f08 elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"fdb4f08\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062a\u0644\u062a\u0632\u0645 \u0634\u0631\u0643\u0629 EFS \u0628\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0632\u0632 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645 \u0648\u0627\u0644\u0623\u062e\u0636\u0631\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-96d813c\" data-id=\"96d813c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-84cd6eb elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"84cd6eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u0627\u0644\u062a\u0645\u0643\u064a\u0646\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u062a\u062f\u0639\u0645 \u0634\u0631\u0643\u0629 EFS \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0632\u0648\u064a\u062f\u0647\u0627 \u0628\u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c\u0647\u0627 \u0644\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u062a\u0648\u0633\u0639 \u0648\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-495d072 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"495d072\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4469ee6\" data-id=\"4469ee6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-988babb elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"988babb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0631\u0633\u0627\u0644\u0629 \u0645\u0646 \u0631\u0626\u064a\u0633 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81854a3 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"81854a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u0641\u064a \u0625\u064a \u0625\u0641 \u0625\u0633 \u060c \u0646\u062f\u0631\u0643 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0635\u0631\u064a \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0646\u062c\u0627\u062d. \u0645\u0646\u0630 \u062a\u0623\u0633\u064a\u0633\u0646\u0627 \u0639\u0627\u0645 2020\u060c \u0648\u0628\u0641\u0636\u0644 \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0642\u0648\u064a \u0645\u0646 \u0625\u064a \u0628\u0646\u0643\u060c \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a\u060c \u0648\u0628\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u0648\u0645\u064a\u060c \u0646\u0644\u062a\u0632\u0645 \u0628\u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u062d\u0644\u0648\u0644 \u062a\u0623\u062c\u064a\u0631 \u0648\u062a\u062e\u0635\u064a\u0645 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u0627.<\/p><p>\u0645\u0646 \u062e\u0644\u0627\u0644 \u062e\u0628\u0631\u062a\u064a \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a\u060c \u0623\u062f\u0631\u0643\u062a \u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u0645\u062d\u0648\u0631\u064a \u0627\u0644\u0630\u064a \u062a\u0644\u0639\u0628\u0647 \u062d\u0644\u0648\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0631\u0646\u0629 \u0641\u064a \u062f\u0641\u0639 \u0639\u062c\u0644\u0629 \u0627\u0644\u062a\u0642\u062f\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a. \u062a\u0623\u0633\u0633\u062a \u0625\u064a \u0625\u0641 \u0625\u0633 \u0639\u0644\u0649 \u0645\u0628\u062f\u0623 \u0627\u0644\u0634\u0631\u0627\u0643\u0629\u060c \u0641\u0646\u062d\u0646 \u0646\u0624\u0645\u0646 \u0628\u0628\u0646\u0627\u0621 \u0639\u0644\u0627\u0642\u0627\u062a \u0642\u0648\u064a\u0629 \u0648\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0645\u0639 \u0639\u0645\u0644\u0627\u0626\u0646\u0627. \u0644\u0627 \u0646\u0642\u062f\u0645 \u0645\u062c\u0631\u062f \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0627\u0644\u064a\u0629\u060c \u0628\u0644 \u0646\u0648\u0641\u0631 \u062d\u0644\u0648\u0644\u064b\u0627 \u0645\u0635\u0645\u0645\u0629 \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647\u0647\u0627 \u0643\u0644 \u0634\u0631\u0643\u0629 \u0628\u0634\u0643\u0644 \u0641\u0631\u064a\u062f.<\/p><p>\u0646\u0641\u062e\u0631 \u0628\u0627\u0644\u062a\u0642\u062f\u0645 \u0627\u0644\u0630\u064a \u062d\u0642\u0642\u0646\u0627\u0647 \u0641\u064a \u0641\u062a\u0631\u0629 \u0648\u062c\u064a\u0632\u0629\u060c \u062d\u064a\u062b \u0631\u0633\u0651\u062e\u0646\u0627 \u0645\u0643\u0627\u0646\u062a\u0646\u0627 \u0643\u0634\u0631\u064a\u0643 \u0645\u0648\u062b\u0648\u0642 \u0648\u0645\u0648\u062b\u0648\u0642 \u0628\u0647 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a. \u064a\u0636\u0645 \u0641\u0631\u064a\u0642\u0646\u0627 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0643\u0631\u0633\u0648\u0646 \u062c\u0647\u0648\u062f\u0647\u0645 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0625\u0631\u0634\u0627\u062f \u0648\u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0644\u0627\u0632\u0645\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u062d\u0635\u0648\u0644 \u0639\u0645\u0644\u0627\u0626\u0646\u0627 \u0639\u0644\u0649 \u062e\u062f\u0645\u0629 \u0645\u062a\u0645\u064a\u0632\u0629 \u062a\u0644\u0628\u064a \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u0645 \u0627\u0644\u0641\u0631\u064a\u062f\u0629.<\/p><p>\u0646\u062a\u0637\u0644\u0639 \u0625\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0628\u0639\u0632\u0645 \u0639\u0644\u0649 \u0625\u0628\u0642\u0627\u0621 \u0625\u064a \u0625\u0641 \u0625\u0633 \u0641\u064a \u0637\u0644\u064a\u0639\u0629 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u062c\u064a\u0631 \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0645. \u0646\u0648\u0627\u0635\u0644 \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0637\u0631\u0642 \u062c\u062f\u064a\u062f\u0629 \u0644\u062a\u0637\u0648\u064a\u0631 \u062e\u062f\u0645\u0627\u062a\u0646\u0627\u060c \u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0645\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0644\u062a\u0642\u062f\u064a\u0645 \u0642\u064a\u0645\u0629 \u0623\u0643\u0628\u0631 \u0644\u0639\u0645\u0644\u0627\u0626\u0646\u0627. \u0646\u0648\u0644\u064a \u0627\u0647\u062a\u0645\u0627\u0645\u064b\u0627 \u062e\u0627\u0635\u064b\u0627 \u0644\u062f\u0639\u0645 \u0646\u0645\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0627\u0644\u062e\u0636\u0631\u0627\u0621\u060c \u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0641\u064a \u0628\u0646\u0627\u0621 \u0627\u0642\u062a\u0635\u0627\u062f \u0645\u0632\u062f\u0647\u0631 \u0648\u0645\u0633\u0624\u0648\u0644 \u0641\u064a \u0645\u0635\u0631.<\/p><p>\u0646\u062f\u0639\u0648\u0643 \u0644\u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0645\u0648\u0642\u0639\u0646\u0627 \u0648\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0625\u064a \u0625\u0641 \u0625\u0633 \u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0639\u0645\u0644\u0643. \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0633\u0639\u0649 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u060c \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u062f\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629\u060c \u0623\u0648 \u062a\u0637\u0648\u064a\u0631 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0646\u062d\u0646 \u0647\u0646\u0627 \u0644\u0646\u0643\u0648\u0646 \u0634\u0631\u064a\u0643\u0643 \u0641\u064a \u0643\u0644 \u062e\u0637\u0648\u0629. \u0628\u0641\u0636\u0644 \u062d\u0644\u0648\u0644\u0646\u0627 \u0627\u0644\u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0648\u0641\u0647\u0645\u0646\u0627 \u0627\u0644\u0639\u0645\u064a\u0642 \u0644\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0635\u0631\u064a\u060c \u0646\u062d\u0646 \u0639\u0644\u0649 \u062b\u0642\u0629 \u0628\u0623\u0646\u0646\u0627 \u0642\u0627\u062f\u0631\u0648\u0646 \u0639\u0644\u0649 \u062f\u0639\u0645\u0643 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629.<\/p><p>\u0634\u0643\u0631\u064b\u0627 \u0644\u062b\u0642\u062a\u0643\u0645 \u0641\u064a \u0625\u064a \u0625\u0641 \u0625\u0633. \u0646\u062a\u0637\u0644\u0639 \u0625\u0644\u0649 \u0634\u0631\u0627\u0643\u0629 \u0646\u0627\u062c\u062d\u0629 \u0648\u0645\u062b\u0645\u0631\u0629.<\/p><p>\u0628\u0625\u062e\u0644\u0627\u0635\u060c<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b59cc55 elementor-widget elementor-widget-heading\" data-id=\"b59cc55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u0647\u0634\u0627\u0645 \u0643\u0645\u0627\u0644\n<br>\n\u0631\u0626\u064a\u0633 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629\n<br>\n(\u0625\u064a \u0625\u0641 \u0625\u0633) \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5597c6c\" data-id=\"5597c6c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea04521 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"ea04521\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-c4579ed e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"c4579ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ed0715e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"ed0715e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b8dc10 elementor-widget elementor-widget-heading\" data-id=\"8b8dc10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0645\u0633\u0627\u0647\u0645 | \u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5dcef20 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"5dcef20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9cffb72 elementor-widget elementor-widget-heading\" data-id=\"9cffb72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u0631\u064a \u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1c8420 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"c1c8420\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae79331 elementor-widget elementor-widget-heading\" data-id=\"ae79331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">85.14%<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd2c226 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"dd2c226\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cac2172 elementor-widget elementor-widget-heading\" data-id=\"cac2172\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0627\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08953c0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"08953c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1687a9d elementor-widget elementor-widget-heading\" data-id=\"1687a9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">11.11%<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2326d06 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"2326d06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5281ed elementor-widget elementor-widget-heading\" data-id=\"e5281ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u0628\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u0648\u0645\u064a<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19cf62d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"19cf62d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a54d8ec elementor-widget elementor-widget-heading\" data-id=\"a54d8ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3.57%<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46b3d1d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"46b3d1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa2248d elementor-widget elementor-widget-heading\" data-id=\"fa2248d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56d6b51 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"56d6b51\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c388de6 elementor-widget elementor-widget-heading\" data-id=\"c388de6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">100%<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0645\u0642\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u062a\u0623\u0633\u0633\u062a \u0634\u0631\u0643\u0629 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 &#8220;EFS&#8221; \u0641\u064a \u0623\u0628\u0631\u064a\u0644 2020 \u0628\u062f\u0639\u0645 \u0645\u0646 \u062b\u0644\u0627\u062b \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0647\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a (85%) \u0648\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a (11%) \u0648\u0628\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u0648\u0645\u064a (4%) Board of Directors EFS Board of Directors is comprised of members representing the shareholders Ebank, NBE &amp; NIB along with independent experienced members. \u0627\u0646\u0642\u0631 \u0647\u0646\u0627 \u0627\u0644\u0645\u0647\u0645\u0629 \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0645\u0635\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u062d\u0644\u0648\u0644 \u0627\u0644\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0645 \u0627\u0644\u0645\u0631\u0646\u0629 \u0648\u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629\u060c \u0645\u0645\u0627 \u064a\u0645\u0643\u0646\u0647\u0627 \u0645\u0646 \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0627\u0632\u062f\u0647\u0627\u0631 \u0641\u064a \u0628\u064a\u0626\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u062e\u0636\u0631\u0627\u0621 \u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629. \u062a\u0644\u062a\u0632\u0645 EFS \u0628\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629, \u062e\u062f\u0645\u0629 \u0645\u062e\u0635\u0635\u0629\u060c \u0648\u0634\u0631\u0627\u0643\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0627\u0644\u0642\u064a\u0645\u0629 \u062a\u0633\u0627\u0639\u062f \u0639\u0645\u0644\u0627\u0621\u0646\u0627 \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0625\u0645\u0643\u0627\u0646\u0627\u062a\u0647\u0645 \u0627\u0644\u0643\u0627\u0645\u0644\u0629. \u0627\u0644\u0631\u0624\u064a\u0629 \u0623\u0646 \u0646\u0643\u0648\u0646 \u0627\u0644\u0645\u0632\u0648\u062f \u0627\u0644\u0631\u0627\u0626\u062f \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0645 \u0641\u064a \u0645\u0635\u0631, \u0645\u0639\u0631\u0648\u0641\u0648\u0646 \u0628\u0645\u0635\u062f\u0627\u0642\u064a\u062a\u0646\u0627 \u0648\u0646\u0647\u062c\u0646\u0627 \u0627\u0644\u0630\u064a \u064a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0645\u0633\u0627\u0647\u0645\u062a\u0646\u0627 \u0641\u064a \u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0645\u0635\u0631\u064a. \u062a\u0633\u0639\u0649 EFS \u062c\u0627\u0647\u062f\u0629\u064b \u0644\u062a\u0643\u0648\u0646 \u062d\u0627\u0641\u0632\u0627\u064b \u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062d\u0644\u0648\u0644 \u0645\u0627\u0644\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u0627\u064b \u0644\u062f\u0641\u0639 \u0639\u062c\u0644\u0629 \u0627\u0644\u062a\u0642\u062f\u0645 \u0648\u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u062d\u062c\u0627\u0645. \u0627\u0646\u0642\u0631 \u0647\u0646\u0627 \u0627\u0644\u0642\u064a\u0645 \u0627\u0644\u0646\u0632\u0627\u0647\u0629 \u062a\u0644\u062a\u0632\u0645 EFS \u0628\u0623\u0639\u0644\u0649 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0646\u0632\u0627\u0647\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0646\u0627. \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u062a\u0642\u0639 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0639\u0645\u0644\u0627\u0626\u0646\u0627 \u0641\u064a \u0635\u0645\u064a\u0645 \u0643\u0644 \u0645\u0627 \u0646\u0642\u0648\u0645 \u0628\u0647\u060c \u0648\u0646\u062d\u0646 \u0645\u0644\u062a\u0632\u0645\u0648\u0646 \u0628\u062a\u0642\u062f\u064a\u0645 \u062d\u0644\u0648\u0644 \u0645\u0627\u0644\u064a\u0629 \u0645\u062e\u0635\u0635\u0629 \u0644\u062a\u0645\u0643\u064a\u0646\u0647\u0645 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u062a\u0639\u0645\u0644 EFS \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0639\u0644\u0649 \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0648\u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0648\u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0645\u0634\u0647\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u0645\u064a\u0632 \u062a\u0633\u0639\u0649 EFS \u0625\u0644\u0649 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Message from chairman At E Financial Solutions (EFS), we understand the dynamic landscape of the Egyptian market and the unique financial needs of businesses striving for growth and success. Since our inception in 2020, backed by the strength and stability of E-bank, NBE, and the National Investment Bank, EFS has been committed to empowering businesses with tailored leasing and factoring solutions. My own experience in the Egyptian financial sector has shown me the critical role flexible financing plays in driving economic progress. EFS was founded on the principle of partnership, and we believe in building strong, lasting relationships with our clients. We don&#8217;t just provide financial products; we offer solutions designed to address the specific challenges and opportunities each business faces. We are proud of the progress we&#8217;ve made in a short time, establishing ourselves as a trusted and reliable partner for businesses across diverse industries. Our team of experienced professionals is dedicated to providing expert guidance and support, ensuring our clients receive the personalized service they deserve. Looking to the future, EFS is committed to remaining at the forefront of innovation in the leasing and factoring sector. We are constantly exploring new ways to enhance our services, leveraging technology and best practices to deliver even greater value to our clients. We are particularly focused on supporting the growth of sustainable and green businesses, contributing to a thriving and responsible economy in Egypt. We invite you to explore our website and discover how EFS can help your business achieve its full potential. Whether you&#8217;re looking to improve cash flow, acquire essential equipment, or optimize your financial strategy, we are here to partner with you every step of the way. We are confident that our tailored solutions, coupled with our deep understanding of the Egyptian market, can help you achieve your business objectives. Thank you for your trust in EFS. We look forward to a prosperous partnership. Sincerely, Hisham Kamal Chairman, E Financial Solutions (EFS) Shareholder | Percentage Export Development Bank of Egypt 85.14% National Bank of Egypt 11.11% The National Investment Bank 3.57% total 100%<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-469","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"mohamedmedhat2005@gmail.com","author_link":"https:\/\/efsfinancialsolutions.com\/ar\/author\/mohamedmedhat2005gmail-com\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"\u0645\u0642\u062f\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u062a\u0623\u0633\u0633\u062a \u0634\u0631\u0643\u0629 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 &#8220;EFS&#8221; \u0641\u064a \u0623\u0628\u0631\u064a\u0644 2020 \u0628\u062f\u0639\u0645 \u0645\u0646 \u062b\u0644\u0627\u062b \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0647\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a (85%) \u0648\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a (11%) \u0648\u0628\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u0648\u0645\u064a (4%) Board of Directors EFS Board of Directors is comprised of members representing the shareholders Ebank, NBE &amp; NIB along with independent experienced members. \u0627\u0646\u0642\u0631 \u0647\u0646\u0627 \u0627\u0644\u0645\u0647\u0645\u0629 \u062a\u0645\u0643\u064a\u0646&hellip;","_links":{"self":[{"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/pages\/469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/comments?post=469"}],"version-history":[{"count":45,"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/pages\/469\/revisions"}],"predecessor-version":[{"id":977,"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/pages\/469\/revisions\/977"}],"wp:attachment":[{"href":"https:\/\/efsfinancialsolutions.com\/ar\/wp-json\/wp\/v2\/media?parent=469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}